Terms

Welcome to Pennypouch.com. Your use of the Pennypouch.com (“PP”) website and all of its sub-domain websites for any and all purposes is conditioned upon your acceptance of the Terms of Use (“TOU”) set out below.

A. Content disclaimer. PP does not guarantee the accuracy of any posted information on the PP and its sub-domain websites (collectively, “PP Content”). All PP Content is provided by PP contributors, not professionals. All the opinions given in PP Content are opinions of contributors based on their personal experiences. All PP Content comes without warranties, representations, or guarantees of any kind. All PP Content is provided for informational purposes only and is not a substitute for advice from qualified professionals. PP disclaims any and all implied warranties with respect to PP Content. You should never use PP Content on the Pennypouch website and its sub-domain websites as a substitute for professional advice. You understand and agree that any use you make of PP Content is at your own risk. You also understand and agree that PP is not responsible for any losses resulting from your reliance on any PP Content. PP also reserves the right to revise all content on its website at any time. PP is not liable if changes in PP Content lead to losses and damages on your part. Product and company names shown on the PennyPouch site may be the trademarks of their respective owners.

B. Permitted Use and Reservation of Copyright. All PP Content, including all information, text, graphics, photos, images, site design, audio and video, is the intellectual property of PP and its contributors. This content is made available to you for your personal, non-commercial use. You agree not to copy, repost, publicly display, perform, redistribute, translate, alter or modify PP content. Re-use of PP Content for commercial purposes without written approval from PP owners and contributors is prohibited. PP Content is protected by copyright and other applicable intellectual property law, and we reserve all rights to PP Content.

C. Disclosure of affiliate compensation. As per FTC regulations 16 CFR Part 255, which requires that we be transparent about any and all affiliate relationships we have on this website, we hereby disclose that most, if not all, links on the PP website and its sub-domain websites are affiliate or advertising links. This means that if you click on an affiliate link and purchase a product, we may receive a small commission from the affiliate. In addition, clicking on advertising links on our site, including both text and graphical links, may also generate compensation for us. Although we receive compensation from our affiliates and advertisers, we do not write our content at the behest of affiliates or advertisers. We are not an official marketing representative of our affiliates and advertisers, and nothing that we write should be construed as their official policy or actions. While the fact that we receive compensation from our affiliates and advertisers may present the appearance of a conflict of interest, we try to write only about products and services we trust, and believe that our content is generally objective and that we are not unduly influenced by the compensation we receive. Nonetheless, you should come to an independent opinion regarding our trustworthiness and the objectivity of our content for yourself.

D. Limitation of liability from third party websites. PP Content may contain links or other opportunities which lead to websites of third party affiliates or advertisers. PP does not control the content of these third party websites, and is not responsible or liable for your use or misuse of third party websites, even if such website is reached through the PP website or its sub-domain websites. While PP may review or comment on products and services available at third party websites, we do not endorse any product, service, information, content and other material present at third party websites. You agree that you are solely responsible for your own actions when interacting with third party websites, and agree to indemnify PP from all liability arising from such interaction.

E. Limitation of liability from service disruptions and discontinuation. PP does not guarantee the continuous availability of the PP website. The PP website may suddenly become inaccessible at any time due to technical or operational difficulties. We also reserve the right to discontinue the PP website permanently at any time. PP does not guarantee the continued availability of information and data on the PP website and its sub-domain websites, and is not responsible for any losses or damages you suffer due to the lack of access to PP Content.

F. OMNIBUS DISCLAIMER. THE PP WEBSITE AND ITS SUB-DOMAIN WEBSITES ARE PROVIDED “AS IS”, “AS AVAILABLE”, WITH “ALL FAULTS”, AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE HEREBY DISCLAIMED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. YOU EXPRESPPY UNDERSTAND AND AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE AND SERVICE MAY CONTAIN BUGS, ERRORS, INACCURACIES, PROBLEMS OR OTHER LIMITATIONS. PP MAKES NO WARRANTY THAT THE INFORMATION OR SERVICE PROVIDED WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE PP WEBSITE WILL MEET YOUR EXPECTATIONS.

G. OMNIBUS LIABILITY LIMITATION AND INDEMIFICATION. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT PP WILL NOT BE LIABLE FOR ANY DIRECT OR INDIRECT LOSSES OR DAMAGES YOU SUFFERED RESULTING FROM THE USE OR INABILITY TO USE THE PP WEBSITE. THESE DAMAGES AND LOSSES INCLUDE, BUT IS NOT LIMITED TO, LOSS OF PROFITS, GOODWILL, PRIVACY, AND DATA. YOU AGREE TO INDEMIFY, DEFEND AND HOLD PP AND ITS OWNERS, PARTNERS, CONTRIBUTORS, AND EMPLOYEES HARMLESS FROM ANY LOSS, LIABILITY, CLAIM, AND EXPENSE, INCLUDING REASONABLE ATTORNEY’S FEES, RESULTING FROM FAILURE TO COMPLY WITH THE TOU SET OUT ABOVE.

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