Best Credit Card Offers in 2009: Free $100 Cash Back from Discover Credit Card

Discover More Card is running a promotion where you can get a free $100 cashback bonus when you make $500 in purchases using the card within 3 months of its being approved. Discover More Card offers 5% Cashback bonus in popular categories such as travel, gas, groceries, dining, movies and so on which varies throughout the year. You have to sign up for each rebate category every 3 months at the Discover website. All other purchases are automatically qualified for up to 1% unlimited Cashback Bonus (note that the maximum 1% cashback applies only after you exceed a certain total purchase on your card; before that, a 0.5% cashback rate applies). If you shop online, you can also earn 5-20% Cashback bonus at top online retailers when you make a purchase through the shop Discover program. The Discover More Card comes with Platinum Benefits and has no annual fee. If you are interested in this offer, you can go to the discovercard official website to see the terms and conditions.

1-4-2009

There are 4 offers listed as follow, and you can take any one of them to get the free $100 cashback bonus:
1.    Go to website: http://apply.Discovercard.com or call 1-800-207-9760
Mention the invitation code: DBDR
To qualify the $100 Cashback, your application should be approved by March 19, 2009 and you make a total of $500 in purchase with your card within 3 moths of being approved.
This offer is only valid for new card members only.

2.    Go to website: http://apply.Discovercard.com or call 1-800-210-9022
Mention the invitation code: DBJH
To qualify the $100 Cashback, your application should be approved by April 4, 2009 and you make a total of $500 in purchase with your card within 3 moths of being approved.
This offer is only valid for new card members only.

3.    Go to website: http://apply.Discovercard.com or call 1-800-210-9022
Mention the invitation code: DBJM
To qualify the $100 Cashback, your application should be approved by April 4, 2009 and you make a total of $500 in purchase with your card within 3 moths of being approved.
This offer is only valid for new card members only.

4.    Go to website: http://apply.Discovercard.com or call 1-800-210-9022
Mention the invitation code: DBJA
To qualify the $100 Cashback, your application should be approved by April 4, 2009 and you make a total of $500 in purchase with your card within 3 moths of being approved.
This offer is only valid for new card members only.

The first offer gives you 0% APR on balance transfers until November 2009. The last 3 offers give you 0% APR on balance transfers until February 2010.

You can also get the free $100 cashback by applying for the Discover Motiva Card, which offers different benefits including:

  • A full month’s interest back as a Pay-On-Time bonus each time you make 6 on-time payments in a row;
  • Up to 1% unlimited Cashback bonus on all purchases
  • Choose a Payment Due Date that meets your needs
  • Automatic e-mail reminders to help you avoid fees
  • No Annual Fee!

To get the $100 Cashback bonus, you should follow these steps:
Go to website: http://apply.Discovercard.com or call 1-800-210-9022
Mention the invitation code: DBJC
To qualify the $100 Cashback, your application should be approved by April 4, 2009 and you make a total of $500 in purchase with your card within 3 moths of being approved.
This offer is only valid for new card members only.
This promotion also includes a 3.9% APR on balance transfers until 2012. If you want to know details of terms and conditions of Discover Motiva Card, please go to the  Discovercard official website.

I have personally applied for a Discover More Card and used it for my Christmas shopping. I exceeded $500 in my very first billing cycle, and in the second billing cycle, I received the $100 cashback bonus, along with about $20 in the regular cashback. I typically use this card only for year-end shopping, when the 5% rebate categories are groceries, restaurants and gas, and use other credit cards in other months. If you need a credit card, this is a great offer to take advantage of.

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